2866 Thistle Court N

PALM HARBOR, FL
$ 459,900 Beds 2 Baths 2 Sq 1,578 Virtual Tour
Monthly Estimate* How much can I afford?

Discover the perfect blend of comfort, style, and community in this beautifully renovated home, nestled in Palm Harbor’s premier 55+ golf community. From the moment you step inside, you’ll notice the thoughtful upgrades: fresh paint, new interior doors, elegant crown molding, and brand-new bathrooms. Luxury vinyl floors flow throughout, while abundant natural light and a rare wood-burning fireplace add warmth and charm. The updated kitchen is a true highlight, featuring granite countertops, self-closing cabinets, and new stainless steel appliances. It opens seamlessly to a cozy sitting area and the oversized Florida Room—perfect for hosting friends or simply enjoying a quiet morning coffee. Your spacious master suite is a private retreat with a den/office, walk-in closet, and spa-style bath with a step-in shower. Say goodbye to popcorn ceilings—this home has been fully modernized with today’s finishes. Major systems have been taken care of so you can move in with confidence: a newer electrical panel, on-demand water heater (2025), HVAC (2020), and a whole-house water filtration system. The roof is protected with Roof Max coating, extending its life and providing peace of mind. Add in a cost-saving deep-water well, and this home is truly turn-key. Highland Lakes is known as Tampa Bay’s best value in 55+ living. Residents enjoy free green fees on three private executive golf courses, plus pickleball, tennis, bocce, shuffleboard, 3 pools and beginner clinics to try something new. The clubhouse buzzes with fitness classes, entertainment, and social events, while the Arts & Crafts Annex features woodworking and creative studios. At Lake Tarpon Lodge, you’ll find a heated pool, fishing pier, picnic areas, and community pontoon boats. Free RV and boat storage, a secure lot, and a private boat ramp make life here even more convenient. This isn’t just a house—it’s a gateway to the lifestyle you’ve earned.

Active

  • Price
  • $ 459,900
  • City
  • PALM HARBOR
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • Pinellas
  • Half Bathrooms
  • 0
  • Area
  • Palm Harbor
  • Lot Size
  • 0.22 Acres
  • Zip
  • 34684
  • Sqr Footage
  • 1,578
  • Year Built
  • 1979
  • Taxes
  • $ 3281
  • Style
  • Single Family Residence
  • MLS#
  • TB8549269
Listed By: with . - 813-787-4451
Data Source: Stellar MLS

Features

General

Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Connected,Electricity Connected,Public,Sewer Connected,Underground Utilities,Water Connected
Roof Shingle
Appliances Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
Zoning RPD-10
HOA Fee 164
Garage Spaces 2
Association Fee Includes Common Area Taxes,Community Pool,Escrow Reserves Fund,Manager,Pool Maintenance
Construction Materials Block,Stucco
Pets Allowed Yes
Year Built 1979
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Waterfront Features Lake,Waterfront
Community Features Community Boat Ramp,Dock,Fishing,Lake,Water Access,Waterfront,Association Recreation - Owned,Buyer Approval Required,Clubhouse,Deed Restrictions,Golf Carts OK,Golf,Pool,Sidewalks,Special Community Restrictions,Tennis Court(s)
Assoc Fee Paid Per Monthly
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name HIGHLAND LAKES
Facing Direction South
Garage Y/N true
Total Rooms 3
Full Baths 2
Status Active
Directions Head north on US-19 N. Turn right onto Alderman Rd. Turn right onto Cinnamon Hill Blvd. Turn right at the 1st cross street onto Thistle Ct N. Destination will be on the right .
City PALM HARBOR
Association Name Highland Lakes HOA Member Services
Senior Community Y/N true
MLS Area 34684 - Palm Harbor
Lot Size Units Square Feet
Lot Size Square Feet 9370
Carport Y/N false
Listing Terms Cash,Conventional,FHA,VA Loan
Land Lease Y/N false
Tax Annual Amount 3281
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 66
Legal Description HIGHLAND LAKES UNIT 9 LOT 66
Minimum Lease 1-2 Years
Water Access Y/N false
Monthly HOA Amount 164
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Yes

Interior Features

Interior Amenities Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Wood Cabinets,Split Bedroom,Tray Ceiling(s),Walk-In Closet(s),Window Treatments
Flooring Laminate,Luxury Vinyl,Tile
Furnished Y/N Unfurnished
Fireplace Features Wood Burning
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Laundry Features Inside,Laundry Room
Total Bedrooms 2
LivingAreaSource Public Records
Total Baths 2

Exterior Features

Exterior Amenities Irrigation System,Private Mailbox
Water Source Public
Lot Size Area 9370
Foundation Details Slab
Building Area Total 226
Lot Size Acres 0.22
Road Surface Type Asphalt,Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/16/2026 Listed $459,900

Property vs Zip Code Average in 34684

Price
AVG $610K
$460K
Taxes
AVG $5,291
$3,281
Year Built
AVG 1985
1979

2866 Thistle Court N PALM HARBOR, FL is a Single Family Home for sale at $459900 with 1578 sqft and a lot size of 0.22 Acres Acre(s). 2866 Thistle Court N PALM HARBOR has 2 bedrooms, 2 baths and was built in 1979. The property's zip code is 34684 which is in PALM HARBOR, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.