Susan Granger PA

4339 S Bay Circle

NORTH FORT MYERS, FL
$ 315,000 Beds 4 Baths 3 Sq 1,775 Virtual Tour
Monthly Estimate* How much can I afford?

Under contract-accepting backup offers. Welcome to this charming home in the boating community of Waterway Estates. This 4 bedroom, 3 bath home offers 1,775 square feet of living space on a quiet cul-de-sac lot, with direct Gulf access and no bridges standing between you and the open water. Step inside to a comfortable split-bedroom floorplan designed for both privacy and everyday livability. The additional bedrooms provide flexible space for family, guests, or a home office, while the primary suite includes its own walk-in shower bath. Step outside to the backyard, where there's plenty of room for a pool and outdoor entertaining, along with a concrete dock and davit on a 31–80-foot-wide canal with just a 15-minute idle ride to the river. Located within 10 minutes of downtown Fort Myers, grocery stores, schools, and places of worship, and notably, this home did not flood during Hurricane Ian. Whether you're looking for a fix-and-flip project or a home to make your own, this property offers a rare combination of waterfront access and opportunity. Come see for yourself.

Pending

  • Price
  • $ 315,000
  • City
  • NORTH FORT MYERS
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Lee
  • Half Bathrooms
  • 0
  • Area
  • North Fort Myers
  • Lot Size
  • 0.17 Acres
  • Zip
  • 33903
  • Sqr Footage
  • 1,775
  • Year Built
  • 1974
  • Taxes
  • $ 4641
  • Style
  • Ranch
  • MLS#
  • C7529133
Listed By: KW FLORIDA LIVING with 239-236-4350. - 239-236-4350
Data Source: Stellar MLS

Features

General

Sewer Public Sewer
Heating Central,Electric
Cooling Central Air
Utilities Cable Available,Electricity Available,Public,Sewer Available,Water Available
Possession Close Of Escrow
Roof Shingle
Appliances Cooktop,Dishwasher,Ice Maker,Microwave,Range,Refrigerator
Zoning RS-1
Garage Spaces 2
Patio/Porch Features Patio
Architectural Style Ranch
Security Features Smoke Detector(s)
Construction Materials Block,Concrete,Stucco
Year Built 1974
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Canal - Brackish
County Lee
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name WATERWAY ESTATES
Facing Direction East
Garage Y/N true
Total Rooms 4
Full Baths 3
Status Pending
Directions From Hancock Bridge Pkwy, head south on Orange Grove, east on Inlet, and North on S Bay. Property will be @ the end on the cul-de-sac on left hand side.
City NORTH FORT MYERS
Senior Community Y/N false
MLS Area 33903 - North Fort Myers
Lot Size Units Square Feet
Lot Size Square Feet 7275
Carport Y/N false
Listing Terms Cash,Conventional
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 4641
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/C7529133
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active Under Contract
Occupancy Type Vacant
Tax Lot 92
Legal Description WATERWAY ESTATES UNIT 2 BLK 4 PB 12 PG 64 LOT 92
Water View Canal
Water Access Type Canal - Brackish,Gulf/Ocean to Bay
Minimum Lease No Minimum
Water Access Y/N true
Water View Y/N true
Flood Zone Code AE
In Law Suite YN false
DockY/N true

Interior Features

Interior Amenities Ceiling Fan(s),Living Room/Dining Room Combo,Split Bedroom
Flooring Carpet,Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds,Drapes,Rods
Fireplace Y/N false
Laundry Features None
Total Bedrooms 4
LivingAreaSource Appraiser
Total Baths 3

Exterior Features

Exterior Amenities Other
Vegetation Mature Landscaping
Lot Features Cul-De-Sac,Irregular Lot,Landscaped,Level
Water Source Public
Lot Size Area 7275
Foundation Details Slab
Spa false
Building Area Total 2259
Lot Size Acres 0.17
Road Surface Type Paved
Private Pool false
Waterfront Y/N true
Covered Spaces 2
Horse Amenities None

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/4/2026 Listed $315,000

Property vs Zip Code Average in 33903

Price
AVG $340K
$320K
Taxes
AVG $2,727
$4,641
Year Built
AVG 1988
1974

In The Neighborhood

Areas That We Cover

4339 S Bay Circle NORTH FORT MYERS, FL is a Single Family Home for sale at $315000 with 1775 sqft and a lot size of 0.17 Acres Acre(s). 4339 S Bay Circle NORTH FORT MYERS has 4 bedrooms, 3 baths and was built in 1974. The property's zip code is 33903 which is in NORTH FORT MYERS, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Susan Granger PA

Susan Granger PA

Realtor®

239-851-5754

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