Susan Granger PA

148 Sw 38th Terrace

Cape Coral, FL
$ 699,000 Beds 3 Baths 3 Sq 2,217 Virtual Tour
Monthly Estimate* How much can I afford?

Discover a truly unique waterfront property in desirable Southwest Cape Coral, situated at the end of a quiet dead-end street with 225 feet of seawall and waterfront on both sides of the oversized lot. With intersecting canal views, southern exposure, and Gulf access, this exceptional property offers an incredible waterfront lifestyle and boating opportunity. The spacious residence features 3 bedrooms, 3 bathrooms, and over 2,200 square feet of living area, with an inviting open-concept floor plan designed for comfortable living and entertaining. The main living area showcases impressive vaulted 14 ft ceilings, tile flooring throughout, and a bright, open feel. The kitchen offers a breakfast bar, stainless steel appliances, and an easy connection to the living spaces. A versatile additional living area currently features a pool table but could easily be used as a formal dining room, game room, office, or flexible entertainment space. The spacious primary suite is a private retreat, offering direct access to the pool area, two walk-in closets, dual sinks, a separate water closet, a soaking tub, and a walk-in shower. Two additional guest bedrooms and two additional bathrooms provide plenty of space for family and guests. A dedicated laundry room includes Samsung front-load washer and dryer. Step outside and enjoy an impressive waterfront oasis featuring a heated pool and spa, an expansive pool deck, and a large covered lanai with plenty of room for outdoor dining and lounging. The oversized lot is the true centerpiece of the property, with waterfront along both sides, two boat lifts, and a catwalk on each side, providing exceptional access and flexibility for boating enthusiasts. The stunning intersecting canal views and southern exposure create a spectacular setting for enjoying Southwest Florida sunsets and outdoor living. Offered turnkey, this property presents an outstanding opportunity as a primary residence, second home, or investment property. A rare combination of an oversized dual-waterfront lot, Gulf access, extensive seawall, boating amenities, heated pool and spa, and a prime Southwest Cape Coral location makes this property one you won't want to miss.

Active

  • Price
  • $ 699,000
  • City
  • Cape Coral
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • Lee
  • Half Bathrooms
  • 0
  • Area
  • CC23 - Cape Coral Unit 28,29,45,62,63,66,68
  • Lot Size
  • 0.307 Acres
  • Zip
  • 33914
  • Sqr Footage
  • 2,217
  • Year Built
  • 2003
  • Taxes
  • $ 10492
  • Style
  • Ranch, One Story
  • MLS#
  • 2026038013
Listed By: Century 21 Sunbelt Realty
Data Source: Florida Gulf Coast MLS (SWFLMLS)

Features

General

Sewer Assessment Paid,Public Sewer
Heating Central,Electric
Cooling Central Air,Ceiling Fan(s),Electric
Utilities Cable Not Available
Possession Close Of Escrow
Roof Tile
Appliances Dryer,Disposal,Ice Maker,Microwave,Range,Refrigerator,RefrigeratorWithIce Maker,Washer
Garage Spaces 2
Association Fee Includes Road Maintenance,Trash
Patio/Porch Features Lanai,Patio,Porch,Screened
Architectural Style Ranch,One Story
Pool Features Concrete,In Ground,Screen Enclosure
Construction Materials Block,Concrete,Stucco
Pets Allowed Yes
Year Built 2003
View Canal
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features Canal Access,Intersecting Canal,Seawall
Community Features Non-Gated
County Lee
Property Type Residential
Association Amenities None
HOA false
Attached Garage true
Subdivision Name CAPE CORAL
Facing Direction North
Garage Y/N true
Full Baths 3
Status Active
City Cape Coral
Disclosures Owner Has Flood Insurance,RV Restriction(s)
Senior Community Y/N false
Zoning Description R1
MLS Area CC23 - Cape Coral Unit 28,29,45,62,63,66,68
Lot Size Units Acres
Carport Y/N false
Spa Features Electric Heat,Gunite,In Ground,Screened
Tax Annual Amount 10492.35
Property Condition Resale
Virtual Tour https://tours.realestatephotos360.com/idx/337273
Standard Status Active
Tax Lot 24
Property Sub Type Additional Single Family Residence
PostalCity Cape Coral
Legal Description CAPE CORAL UNIT 45 BLK 1815 PB 21 PG 125 LOTS 24 + 25

Interior Features

Interior Amenities Breakfast Bar,Bathtub,Cathedral Ceiling(s),Separate/Formal Dining Room,Dual Sinks,High Ceilings,Kitchen Island,Living/Dining Room,Custom Mirrors,Pantry,Separate Shower,Cable TV,Vaulted Ceiling(s),Walk-In Closet(s),Window Treatments,Split Bedrooms
Flooring Tile
Furnished Y/N Furnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Hung,Sliding,Window Coverings
Laundry Features Washer Hookup,Dryer Hookup,Inside
Total Bedrooms 3
Entry Level 1
Room Type Screened Porch,Great Room
LivingAreaSource Appraiser
Total Baths 3

Exterior Features

Gulf Access true
Gulf Access Type Bridge(s),Water Indirect
Exterior Amenities Sprinkler/Irrigation,Patio,Shutters Manual
Parking Features Attached,Garage,Garage Door Opener
Lot Features Corner Lot,Dead End,Irregular Lot,Oversized Lot,Sprinklers Automatic
Water Source Assessment Paid,Public
Lot Size Area 0.307
Spa true
Building Area Total 2817
Lot Dimensions 125 x 125 x 107 x 133
Lot Size Acres 0.307
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 2
LotDimensionsSource Appraiser

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/16/2026 Listed $699,000

Property vs Zip Code Average in 33914

Price
AVG $800K
$700K
Taxes
AVG $7,627
$10,492
Year Built
AVG 2004
2003

In The Neighborhood

Areas That We Cover

148 Sw 38th Terrace Cape Coral, FL is a Single Family Home for sale at $699000 with 2217 sqft and a lot size of 0.307 Acres Acre(s). 148 Sw 38th Terrace Cape Coral has 3 bedrooms, 3 baths and was built in 2003. The property's zip code is 33914 which is in Cape Coral, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Susan Granger PA

Susan Granger PA

Realtor®

239-851-5754

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