Susan Granger PA

20886 Torre Del Lago Street

Estero, FL
$ 799,900 Beds 5 Baths 4 Sq 3,607 Virtual Tour
Monthly Estimate* How much can I afford?

Expansive Estate Living in Bella Terra — Room for the Whole Family to Grow Welcome to one of the largest and most private homesites in all of Bella Terra. Nestled on one of the biggest lots in the sought after Estate area, this 5 bedroom, 4 bathroom two story home offers the space and flexibility that your growing family truly needs. The first floor features a second owner's suite, ideal as a private in law suite, guest retreat, or a main level primary bedroom. Upstairs, the additional bedrooms provide the separation and privacy that busy households appreciate. The oversized driveway can accommodate up to 6 vehicles in addition to the attached 2 car garage. There's a full pool bathroom with a shower, which is great if you don't want wet guests running through the house! Tucked into a serene pocket of the Estate area, you'll get all the benefits of a quiet, low traffic atmosphere with quick, effortless access in and out of the community. The expansive .34 acre lot delivers a level of elbow room and backyard privacy that is exceptionally hard to find in any HOA community. Bella Terra offers exceptional values in low annual fees, community pool, fitness center, tennis and pickleball courts, bocce, playground in a guard-gated community. The home has been professionally maintained, and the big ticket updates are already done for you: a newer air conditioning system (2018), water heater (2026), and roof (2023). If your family is ready for more space, more privacy, and a home that's move-in-today-ready, this is the one. Schedule your private showing today.

Active

  • Price
  • $ 799,900
  • City
  • Estero
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • Lee
  • Half Bathrooms
  • 0
  • Area
  • ES03 - Estero
  • Lot Size
  • 0.337 Acres
  • Zip
  • 33928
  • Sqr Footage
  • 3,607
  • Year Built
  • 2006
  • Taxes
  • $ 9925
  • Style
  • Two Story
  • MLS#
  • 2026030653
Listed By: Palm Paradise Realty Group
Data Source: Florida Gulf Coast MLS (SWFLMLS)

Features

General

Sewer Public Sewer
Heating Central,Electric
Cooling Central Air,Electric
Utilities Cable Available,High Speed Internet Available,Underground Utilities
Possession Close Of Escrow
Roof Tile
Appliances Dryer,Dishwasher,Freezer,Refrigerator,Washer
HOA Fee 238
Garage Spaces 2
Association Fee Includes Cable TV,Internet,Maintenance Grounds
Architectural Style Two Story
Pool Features Concrete,Electric Heat,Heated,In Ground,Community
Security Features Security System Owned,Security System,Security Gate,Gated with Guard,Gated Community
Construction Materials Block,Concrete,Stucco
Pets Allowed Call,Conditional
Year Built 2006
View Trees/Woods
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features None
Community Features Gated,Street Lights
HOA Fee 2 573
Assoc Fee Paid Per Quarterly
County Lee
Property Type Residential
Association Amenities Basketball Court,Bocce Court,Clubhouse,Fitness Center,Hobby Room,Library,Playground,Pickleball,Park,Pool,Spa/Hot Tub,Sidewalks,Management
HOA true
Attached Garage true
Subdivision Name BELLA TERRA
Facing Direction South
Garage Y/N true
Full Baths 4
Status Active
High School LEE COUNTY CHOICE
City Estero
Disclosures RV Restriction(s)
Senior Community Y/N false
Zoning Description RPD
MLS Area ES03 - Estero
Lot Size Units Acres
Carport Y/N false
HOA Fee 2 Frequency Quarterly
Elementary School LEE COUNTY CHOICE
Tax Annual Amount 9925.08
Middle/Junior High School LEE COUNTY CHOICE
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026030653
Standard Status Active
Tax Lot 16
Property Sub Type Additional Single Family Residence
PostalCity Estero
Legal Description BELLA TERRA UNIT TWO DESC IN PB 81 PGS 1-36 BLK A LOT 16

Interior Features

Interior Amenities Built-in Features,Tray Ceiling(s),Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Family/Dining Room,High Ceilings,Kitchen Island,Living/Dining Room,Multiple Primary Suites,Pantry,Cable TV,Window Treatments,High Speed Internet,Split Bedrooms
Flooring Carpet,Tile,Wood
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Other,Window Coverings
Laundry Features Inside
Total Bedrooms 5
Entry Level 1
Room Type Bathroom,Media Room,Other
LivingAreaSource Appraiser
Total Baths 4

Exterior Features

Gulf Access false
Exterior Amenities Sprinkler/Irrigation,Other
Parking Features Attached,Driveway,Garage,Paved
Lot Features Oversized Lot,Pond on Lot,Sprinklers Automatic
Water Source Public
Lot Size Area 0.337
Spa false
Building Area Total 4084
Lot Dimensions 74 x 191 x 84 x 183
Lot Size Acres 0.337
Road Surface Type Paved
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Private Road
Road Responsibility Private Maintained Road
LotDimensionsSource Appraiser

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School LEE COUNTY CHOICE Elementary School
Middle School LEE COUNTY CHOICE Middle School
High School LEE COUNTY CHOICE High School

Price History

7/18/2026 Listed $799,900

Property vs Zip Code Average in 33928

Price
AVG $770K
$800K
Taxes
AVG $7,045
$9,925
Year Built
AVG 2012
2006

In The Neighborhood

Areas That We Cover

20886 Torre Del Lago Street Estero, FL is a Single Family Home for sale at $799900 with 3607 sqft and a lot size of 0.337 Acres Acre(s). 20886 Torre Del Lago Street Estero has 5 bedrooms, 4 baths and was built in 2006. The property's zip code is 33928 which is in Estero, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Susan Granger PA

Susan Granger PA

Realtor®

239-851-5754

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