Susan Granger PA

303 Useppa Island Unit A

Useppa Island, FL
$ 985,000 Beds 2 Baths 2.5 Sq 1,575 Virtual Tour
Monthly Estimate* How much can I afford?

Tucked away in a quiet, seldom-traveled enclave along the mid-western shoreline of Useppa Island, this private 2-bedroom, 2-bath attached villa offers a rare sense of seclusion paired with sweeping coastal views. Oriented to the northwest, the residence overlooks the Intracoastal Waterway with panoramic sightlines stretching across Cabbage Key, Cayo Costa, Boca Grande Pass, and Gasparilla Island beyond. The home features a thoughtfully designed “upside-down” floor plan, with two en-suite bedrooms located on the first level and the main living areas positioned above to fully capture the stunning water views. Upstairs, the kitchen, living room, and screened waterfront balcony create an inviting space for daily living and entertaining, while the lower-level bedrooms provide a quiet retreat at day’s end. Designed for comfort and peace of mind, the villa is equipped with impact-rated windows and doors, along with electric storm panels protecting the screened balcony. Tasteful updates are found throughout, including recently renovated bathrooms, a new HVAC system, and a new water heater. Timeless wood flooring runs through the bedrooms, where classic finishes are complemented by the warmth and character of a traditional fireplace. Just beyond the living room, the screened balcony overlooks a protected basin and shared dock. The property includes a one-third ownership interest in the dock, granting use of a boat slip—an exceptional amenity for island living. The dock sits just off the Intracoastal Waterway, with Cabbage Key less than a half-mile to the south. Cayo Costa State Park, renowned for its 7.5 miles of pristine Gulf beaches, is a short boat ride away via either Captiva Pass or Boca Grande Pass, both within four miles. For many buyers seeking a true Florida island escape, sunset water views and private, deeded dockage rank at the top of the wish list. This residence offers both—providing a rare blend of convenience, beauty, and long-term investment security. Unit #303-A delivers these highly sought-after features in a thoughtfully finished, low-maintenance package. The island’s private Club and common areas came under new ownership in late 2024 and are currently undergoing a multi-million-dollar renovation. Ownership of property on Useppa Island requires a Resident Membership with the Useppa Island Club & Marina. Buyers are encouraged to complete all due diligence regarding the Club’s policies, fees, and operations.

Active

  • Price
  • $ 985,000
  • City
  • Useppa Island
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • Lee
  • Half Bathrooms
  • 1
  • Area
  • OI01 - Outer Islands
  • Lot Size
  • 0.129 Acres
  • Zip
  • 33924
  • Sqr Footage
  • 1,575
  • Year Built
  • 1981
  • Taxes
  • $ 10251
  • Style
  • Two Story, Duplex
  • MLS#
  • 2025012079
Listed By: Century 21 Sunbelt Realty
Data Source: Florida Gulf Coast MLS (SWFLMLS)

Features

General

Sewer Public Sewer
Heating Central,Electric
Cooling Central Air,Electric
Utilities Cable Not Available,Underground Utilities
Possession Close Of Escrow
Roof Metal
Appliances Dryer,Dishwasher,Electric Cooktop,Freezer,Disposal,Microwave,Refrigerator,Self Cleaning Oven,Washer
Association Fee Includes Recreation Facilities,Road Maintenance,Street Lights,Trash
Patio/Porch Features Balcony,Deck,Lanai,Open,Patio,Porch,Screened
Architectural Style Two Story,Duplex
Pool Features Community
Construction Materials Vinyl Siding,Wood Frame
Pets Allowed Call,Conditional
Year Built 1981
View Bay,Landscaped,Mangroves,Water
Stories Count 2
Levels Two
Unit Number Unit A
Property Subtype Attached
Tax Year 2024
Ownership Single Family
Waterfront Features Bay Access,Mangrove,Navigable Water
Community Features Boat Facilities
County Lee
Property Type Residential
Association Amenities Bocce Court,Marina,Fitness Center,Other,Private Membership,Pool,Restaurant,Spa/Hot Tub,See Remarks,Tennis Court(s),Trail(s)
HOA false
Subdivision Name USEPPA ISLAND
Facing Direction Southeast
Garage Y/N false
Other Structures Guest House Attached
Full Baths 2
Status Active
Directions West-Bayshore/Pine Island Rd. via I-75. Turn north onto Stringfellow Rd. After 7 miles, Useppa Shoreport Bocilla Marina is on the left. Useppa Island Club launch picks up and drops off at Bocilla and reservations required: 239-283-1061
City Useppa Island
Disclosures Deed Restriction,RV Restriction(s)
Senior Community Y/N false
Zoning Description RM-2
MLS Area OI01 - Outer Islands
Lot Size Units Acres
Carport Y/N false
Property Attached Y/N true
Tax Annual Amount 10251.51
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2025012079
Structure Type Duplex
Standard Status Active
Tax Lot 3C
Property Sub Type Additional Attached,Duplex,Villa
PostalCity Useppa Island
Legal Description USEPPA IS COTTAGE SITES III-3 AS DESC IN OR 1888 PG 3329

Interior Features

Interior Amenities Breakfast Bar,Built-in Features,Bedroom on Main Level,Closet Cabinetry,Dual Sinks,Family/Dining Room,Fireplace,Living/Dining Room,Main Level Primary,Shower Only,Separate Shower,Vaulted Ceiling(s),Walk-In Closet(s),Split Bedrooms
Flooring Carpet,Other,Wood
Furnished Y/N Furnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Impact Glass
Fireplace Y/N true
Half Baths 1
Laundry Features Inside
Total Bedrooms 2
Entry Level 1
Room Type Bathroom,Guest Quarters,Other,Screened Porch
LivingAreaSource Appraiser
Total Baths 3

Exterior Features

Exterior Amenities Deck,Security/High Impact Doors,Other,Patio,Shutters Electric
Lot Features Oversized Lot
Water Source Public
Lot Size Area 0.129
Foundation Details Pillar/Post/Pier,Raised
Spa false
Building Area Total 1807
Lot Dimensions 95 x 78 x 49 x 112
Lot Size Acres 0.129
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N true
LotDimensionsSource Appraiser

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

2/20/2026 Listed $985,000

Property vs Zip Code Average in 33924

Price
AVG $3.61M
$990K
Taxes
AVG $27,493
$10,251
Year Built
AVG 1992
1981

In The Neighborhood

Areas That We Cover

303 Useppa Island Unit A Useppa Island, FL is a Single Family Home for sale at $985000 with 1575 sqft and a lot size of 0.129 Acres Acre(s). 303 Useppa Island Unit A Useppa Island has 2 bedrooms, 2 baths and was built in 1981. The property's zip code is 33924 which is in Useppa Island, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Susan Granger PA

Susan Granger PA

Realtor®

239-851-5754

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